If you are not connected with a single company that considers you on its monthly payrol. you can become a member of the Pag-IBIG Fund as a Voluntary contributor. BUt you have to shoulder of the contributions yourself without the aid of a company or employer. But if you are self-employed or you are on a business by yourself, you already know that you are in control of your financial direction, right?
Who should register to Pag-Ibig fund as a member?
*All employees, workers, professionals, officers and companies who are compulsorily covered by the SSS and GSIS.
*Uniformed members of the Armed Forces of the Philippines, the Bureau of Fire Protection, the Bureau of Jail Management and Penology, and the Philippine National Police;
*Overseas Filipino Workers (OFWs)
*Filipinos employed by foreign-based employers, whether deployed locally or abroad.* Non-working spouses of Pag-IBIG members;
*. Filipino employees of foreign government or international organization, or their wholly-owned instrumentality based in the Philippines, in the absence of an administrative agreement with the Fund;
*Employees of an employer who is granted a waiver or suspension of coverage by the Fund under RA 9679;
*Leaders and members of religious groups;
*A member separated from employment, local or abroad, or ceased to be self-employed but would like to continue paying his/her personal contribution.
*Public officials or employees who are not covered by the GSIS such as barangay officials; and
*Filipinos naturalized in other countries
| Monthly Compensation | Percentage of Monthly Compensation |
| Employee Share | Employer Share | |
| P1,500 and below | 1% | 2% |
| Over P1,500 | 2% | 2% |
The maximum monthly compensation used in computing the employee contributions is currently set at P5,000. This means that the maximum member contribution and employer counterpart per month are both currently P100.
The Fund offers its members the following benefits:
